If you have lived in the Houston area for a while you know that floods can happen anywhere and the destruction and devastation they leave behind are catastrophic. Flood resulting from Tropical storm Allison and Hurricane Harvey caused billions of dollars in damage across the Houston area. What is alarming is that homeowners insurance policies in the state of Texas do not include flood coverage! Flood insurance coverage has to be obtained through a separate policy, usually backed by FEMA (Federal Emergency Management Agency).
Due to global climate changes Texas weather is becoming more and more unpredictable. Even if your home is not located in a high risk flood zone you should seriously consider obtaining flood insurance. It will provide peace of mind when mother nature decides to strike again. If you are in a high risk flood zone your mortgage lender will require you to have insurance coverage. Don’t hesitate any longer – call or email us today to obtain a flood quote!